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Victor C. Mitchener, Attorney

Joseph H. Downer, Attorney

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  4.  – Why avoid signing a blanket release for medical records?

Why avoid signing a blanket release for medical records?

On Behalf of | Apr 18, 2024 | Motor Vehicle Accidents

When you sustain injuries in a car accident, compensation from an insurance company can help with medical expenses and other losses. To evaluate your claim, insurers require documentation of your diagnosis and treatment.

However, it is important to understand that you do not have the obligation to sign a blanket release of all your medical records.

Specific records necessary

Insurance adjusters may request specific medical records relevant to your injuries. These records typically include diagnostic reports, treatment plans, medical bills and any other documentation directly related to the accident and subsequent injuries. These records allow the insurer to assess the extent of your injuries and figure out appropriate compensation.

Risks of signing a blanket release

Signing a blanket release of your medical records can pose risks. Insurers may use this broad access to delve into your entire medical history, including past injuries or preexisting conditions unrelated to the current claim. This fishing expedition could potentially give the company grounds to deny your claim or offer a lower settlement.

Your privacy and rights

It is important to protect your privacy and rights when dealing with insurance companies. If an adjuster requests a blanket release, you have the right to ask which specific records the adjuster needs to process your claim.

Refrain from signing any waivers or releases until you fully understand the implications. You can talk with healthcare providers involved in your treatment to ensure you provide relevant documentation while safeguarding your privacy.

By providing specific records directly related to your injuries and being cautious of blanket releases, you can protect your privacy and improve the odds of fair treatment in the claims process.